If I Sue For Workers’ Comp, Will I Lose My Job?

Filing a workers’ comp claim after an on-the-job injury is crucial for medical bills and lost wages, but it also brings up the concern of job security. Many employees worry that pursuing their legal right to compensation will put their jobs at risk or the employer will retaliate against them. In Georgia, employees are protected from wrongful termination or unfair treatment for filing a workers’ comp claim. However, understanding those protections and the system is key to navigating the process.

In this blog, we’ll answer if you can sue for workers’ comp, how to protect yourself against retaliation from your employer, and how an experienced Atlanta workers’ compensation attorney can provide guidance.

Understanding Workers’ Compensation in Georgia

Workers’ compensation is a system that protects employees who get hurt on the job by providing benefits without having to prove fault. Here we’ll cover the basics of workers’ compensation in Georgia, including what it is and the claims process. Understanding the workers’ compensation system in Georgia is essential for navigating the claims process and ensuring you receive the benefits you are entitled to.

What Is Workers’ Compensation?

Workers’ compensation is a no-fault insurance program required for most employers in Georgia. Its purpose is to provide financial support and medical care to employees who get hurt on the job. Benefits include medical expenses, wage replacement, and vocational rehabilitation, collectively known as workers’ compensation benefits. Employees don’t have to prove their employer was negligent, so they can get the support they need.

Can I Sue For Workers’ Comp?

In Georgia, filing a workers’ compensation claim is not the same as suing your employer. When you file a workers’ compensation claim, the insurance company that provides coverage for your employer will handle the claim. Workers’ compensation claims are administrative in nature and go through the state’s system, while lawsuits go through civil court. Lawsuits against employers for workplace injuries are generally prohibited, as workers’ compensation is the “exclusive remedy”. However, there are exceptions if the employer acted with deliberate intent or gross negligence.

Legal Framework in Georgia

Georgia law requires most employers with three or more employees to carry workers’ compensation insurance. This applies whether the employer or the employee is at fault for the injury. The process of filing a claim starts with notifying the employer quickly, which is a critical step so benefits aren’t denied.

Legal Protections Against Retaliation

Filing a workers’ comp claim in Georgia is a protected right, and there are laws in place to protect employees from retaliation or wrongful termination if an employer fires them for exercising that right. This section covers the legal protections, exceptions, and how to recognize and address retaliation.

Georgia Employment Laws

Georgia law prohibits an employer from retaliating against an employee for filing a workers’ comp claim. Retaliation can take many forms, including termination, demotion, reduced hours, or harassment. These protections allow employees to get the compensation they deserve without fear of losing their jobs or facing consequences. Employers must honor this legal obligation and maintain a fair workplace.

Exceptions to Protection

While the law prohibits retaliation, it doesn’t offer blanket immunity from termination or other employment actions. Employers can still terminate an employee if the decision is not related to the workers’ comp claim. Examples include company-wide layoffs, termination for misconduct, or underperformance. Employees must understand that while their rights are protected, employers can still take lawful action for valid business reasons.

Recognizing and Proving Retaliation

Recognizing retaliation can be tricky. Sudden changes in job status, changes in workplace treatment, or unwarranted disciplinary action shortly after filing a claim may be retaliation. To prove such actions, employees need to gather evidence, such as a timeline, communication record, and performance evaluations. Consulting with an attorney who practices workers’ comp law can help build a strong case and protect the employee’s rights.

Worker Filling Out Workers' Comp Form - Sue For Workers' Comp

Situations Where Lawsuits May Be Applicable

While workers’ comp is the exclusive remedy for most workplace injuries in Georgia, there are certain situations where you can sue to get additional damages. This section covers those exceptions and the circumstances where you can go outside the workers’ comp system. In such cases, experienced workers’ compensation attorneys can provide the necessary legal representation to pursue additional damages.

When Workers’ Compensation is the Sole Remedy

In most workplace injury cases, workers’ comp is the only legal option. This system pays for medical bills and lost wages but not non-economic damages like pain and suffering. Employees can’t sue their employers for work-related injuries to keep the system no-fault and efficient.

Exceptions for Employer Misconduct

There are exceptions where you can sue your employer. If an employer intentionally caused harm or engaged in egregious misconduct such as intentionally violating safety standards to harm you, you may be able to sue. These cases are rare and require a lot of evidence to show the employer’s intent to harm you.

Third-Party Liability Claims

In some workplace injury cases, a third party – someone other than your employer or a co-worker – may be at fault. Examples include injuries from defective equipment, dangerous property conditions on a job site, or negligent drivers during work-related travel. In these situations, you can sue the third party for personal injuries while still getting workers’ comp from your employer.

Practical Steps for Injured Workers

After a work injury, you need to take immediate action to get the proper compensation and protect your rights. This section will walk you through the practical steps to get your benefits and address potential problems.

Reporting the Injury

The first and most important step is to report the injury to your employer as soon as possible. In Georgia, you have 30 days to notify your employer of a work injury. Delayed reporting can result in denial of claims or unnecessary problems. Get it in writing even if your employer accepts verbal notice.

Seeking Medical Attention

Medical treatment is important for your recovery and your workers’ comp claim. Use an authorized medical provider approved by your employer’s insurance carrier unless it’s an emergency. Keep all medical records, treatment plans, and receipts for your claim. These are important to prove the extent of your injury and the treatment required.

Keeping Detailed Records

Keep detailed records of your injury, treatment, and communication with your employer or insurance carrier. This includes injury reports, medical records, witness statements, and correspondence about your claim. Organized records will help your case if disputes arise during the claim process.

Communicating with Your Employer

Keep open and professional communication with your employer throughout the workers’ comp process. Let them know of your progress, work restrictions, and any developments in your treatment. Communication helps prevent misunderstandings and keeps your employer informed of your situation.

Consulting an Attorney

If your claim is denied, delayed or you suspect retaliation, get a qualified workers’ comp attorney. An attorney can guide you through the legal process, negotiate with insurance carriers, and protect your rights. They can also determine if you have additional claims such as third-party lawsuits, and many offer a free consultation to discuss your case.

Contact an Experienced Atlanta Workers’ Compensation Lawyer Today!

If you’ve been injured on the job and are concerned about your rights or the potential impact on your employment while receiving workers’ compensation benefits, don’t face the process alone. At Workers’ Compensation Lawyers Atlanta, our experienced team is here to guide you every step of the way. We understand the complexities of Georgia’s workers’ compensation laws and are dedicated to protecting your rights while helping you secure the benefits you deserve.

Contact us at 470-518-5026 today for a free claim review!