At Workers’ Compensation Lawyers Coalition Atlanta, we understand what it takes to fight insurance companies and employers that try to take advantage of workers seeking workers’ compensation.
From filing a workers’ comp claim for your compensable work injuries in College Park to finding a physician, we help hurt workers circumnavigate the complicated Georgia workers’ comp insurance claim process.
Our attorneys are skilled and experienced legal professionals that have the knowledge and drive to help injured workers pursue the compensation that they rightfully deserve.
If you have any questions regarding workers’ compensation in Georgia or need help with your workers’ comp claim in College Park, get in touch with Workers’ Compensation Lawyers Coalition Atlanta to speak to a professional workers’ compensation attorney.
We are here to help you. Call (phone) now for a free case review.
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What are the Types of Compensable Work Injuries in College Park?
A compensable injury is an injury that occurs while performing activities associated with work duties and which necessitates the payment of benefits to the injured worker. Compensable injuries describe the types of injuries in which compensation might have to be provided to those injured while performing their duties.
Injuries with physical trauma
An injury with physical trauma is one of the most straightforward and common types of compensable injuries on most job sites. A majority of these injuries arise from identifiable events or accidents such as falling equipment breaking a worker’s arm, or back injuries caused by an accident while driving a company car.
With these injuries, the damage sustained can be linked to a specific event; meaning there is no need to prove liability. Benefits available to the injured workers are evident and can be processed and approved quickly.
Illnesses that result from your occupation
When employees work in areas with specific types of contaminants, prolonged exposure could result in ailments that range from simple rashes to compromised internal body systems. Furthermore, for people who work in loud environments, migraine headaches or hearing loss could become an issue.
Physical injuries compounded by mental anguish
This refers to situations where symptoms like anxiety and depression are linked to an injury sustained at work. When there’s sufficient medical evidence to connect a worker’s injuries with their mental anguish, a compensable claim may be pursued.
Illnesses or physical injuries caused by mental issues
There are instances where stress-related situations at work have been proven to be the cause of issues like heart attacks and strokes.
A claim involving mental injury is likely to arise when an employee has been exposed to high levels of stress at work, a traumatic incident that happened at work, or acts of workplace violence. For an employee to file a claim for this type of stress, they must have worked with an employer for over six months.
Furthermore, for the employer to be held liable, they must be, at the very least, 51 percent responsible for whatever caused the stress. The one exception to this is if the employee witnessed a traumatic or violent event at work.
Injuries caused by repetitive stress or cumulative trauma
These are injuries that aren’t tied to a specific work-related accident or event, but which tend to develop over time, contributing to the deterioration of the employee’s ability to perform their duties. Examples include injuries like back pain due to repeated bending and lifting heavy things.
Injuries that result from aggravating pre-existing conditions
These refer to pre-existing injuries or conditions that are aggravated by work-related activities or conditions and often lead to new injuries.
What Types of Compensation Can I Claim for Compensable Work Injuries in College Park?
In Georgia, injured workers are entitled to receive three types of benefits.
The first workers’ compensation benefit injured workers in Georgia receive is medical treatment. It’s worth noting that medical treatment is only available for 400 weeks from the day you got injured, provided that your injury is not classified as catastrophic.
Medical treatment benefits are paid for entirely by your employer’s insurance provider. Since payments are sent directly to your medical provider, there are no out-of-pocket costs for you to pay. To honor the statute, injured workers are required to get their compensable work injuries in College Park treated by an authorized doctor at least once a year.
Wage Loss (Indemnity) Benefits
The second workers’ comp benefit injured workers receive is indemnity benefits. These are monies paid to injured workers when they are forced to work less or are no longer able to work due to their injuries.
The third workers’ comp benefit workers receive is a permanent partial disability rating that’s provided by an authorized doctor, and which is based on the workers’ comp rate, and the injured body part, following Georgia workers’ comp laws.
Is the Pain and Suffering Covered Under Workers’ Compensation Insurance?
In Georgia, compensation for pain and suffering isn’t recoverable in a workers’ comp claim. It is not considered compensable work injuries in College Park.
How Long Do I Have to File for Compensable Work Injuries in College Park, Georgia?
The amount of time you have to file a workers’ comp claim is determined by Georgia’s statute of limitations. In most cases, injured workers have one (1) year from the day their injury was discovered to file a workers’ compensation claim for compensable work injuries in College Park.
However, there are a few exceptions that apply. For instance:
- If you are already receiving medical care benefits from your employer’s insurer, you have one (1) year following your employer’s last provided medical appointment to file for compensation.
- If you’ve received weekly temporary partial disability (TPD) or temporary total disability (TTD) benefits, then you have two (2) years from the day benefits stop to file for a resumption of income benefits if your condition has taken a turn for the worst.
- Once you’re no longer receiving TPD or TTD, you have four (4) years after the last payment you received to file a claim for PPD (permanent partial disability) benefits.
Get In Touch With Workers’ Compensation Lawyers Coalition Atlanta For Help Filing For Compensable Work Injuries in College Park
If you recently suffered a work-related injury or illness, we strongly urge you to get in touch with our work injury attorneys in College Park as soon as you can. Workers’ comp cases have many vital deadlines to be met, and we can help you meet each one of them to ensure you receive maximum benefits for your injuries.
Contact Workers’ Compensation Lawyers Coalition Atlanta to schedule your no-obligation consultation with our attorneys to discuss compensation for your compensable work injuries in College Park before time runs out. We charge no fees until we have helped you secure your workers’ comp benefits.
Feel free to contact us for professional legal counsel and representation. Call now.