According to Georgia Workers’ Comp laws, employees are eligible for a claim compensation for an occupational illness or injury sustained at the workplace. But while this implies that the worker’s comp insurance covers these work-related injuries or sicknesses, the workers’ compensation claims process in Duluth, GA can prove challenging for many individuals.
Navigating the legal requirements alone can be complicated before even considering that you are fighting to get what you are rightly owed. Moreover, employers and their insurers will not accept claims without placing some objections that can reduce the potential losses associated with the workers’ compensation claims.
In such situations, we become your next best bet if you want to secure your chances of getting the maximum compensation. At the Workers’ Compensation Lawyers Coalition, we have a reliable team of law professionals that have experience in helping workers fight for their rights and interests when pursuing a claim. In addition, we are familiar with the claims process and will deal with the insurance providers for you.
Call our Duluth workers’ compensation lawyers at 470-518-5026 to learn more about our legal services with a free consultation. The lawyer shall listen to you, evaluate your claims, and guide you on the steps to take to secure your rights and interests.
How Can I Know If Injury Is Covered by Workers’ Compensation?
With Georgia law mandating businesses with three or more staff members to carry workers’ compensation coverage, employees do not have to worry much about incurring losses associated with occupational accidents. Furthermore, the insurance coverage protects the employer against lawsuits that an injury or sick worker might file. However, compensation is subject to specific conditions stipulated in the insurance policy.
Generally, the policy only covers occupational accidents, meaning an employee will receive compensation for any injury or illness suffer after an accident in the workplace. Therefore, people working in Duluth, Georgia, should expect their workers’ compensation claims to cover the following:
- Slip and fall
- Injuries sustained when operating machines
- Injuries caused by falling objects
- Overexertion and repetitive motion injuries
- Industrial accidents
- Vehicle accidents (for company drivers)
High-risk jobs often attract high compensation rates, but that does not mean that accidents cannot happen to anyone when working, irrespective of their professional occupation. Contact us today if you have concerns regarding your employer carrying compensation insurance for the company’s staff. Our legal team in Duluth, GA, will review your claims and advise you on the best actions to take.
We also would like to point out that both the employer and employee are expected to honor some regulations. It means that you risk not getting compensation if you fail to follow these requirements and that the employer will also have breached the workers’ compensation rules and will be penalized. Some of the issues that could disqualify your claim include:
- The sickness or injury is not from a work-related accident
- Intentionally harming yourself
- The accident was due to your negligence or recklessness, failure to observe safety protocols
- Working while intoxicated
- Intentionally overexerting yourself to cover more workhours
- Having a pre-existing health condition, and you did not disclose it to your employer
In the case where an employee has a pre-existing health condition, Georgia Workers’ Comp law states that a worker is entitled to receive compensation if their job occupation worsens their condition. Your lawyer will explain what the law stipulates and the obligations your employer must honor regarding the matter.
How Long Do You Have to File for Workers’ Compensation in Duluth, GA?
It is common for people to wonder if they still have an opportunity to pursue a compensation claim or lost the chance. It is a concern that we understand and appreciate because it shows their commitment to fighting for their rights.
Like any other claim case in Georgia, a worker’s comp claim is subject to the state’s statute of limitation. According to the workers’ compensation act in Georgia, employees have a maximum of twelve months from the accident date to file a claim, issuing a notice to their employers and other relevant authorities.
But there are some grey areas to this rule that present an opportunity to extend the deadline. For instance, you could have an extended period for filing your claim if your employer provides medical treatment or you are reporting to work after the accident.
It is best to consider speaking to our lawyer to know more about the Duluth claim process or not sure which steps to take. The attorney will guide you on what to do to secure your chances of receiving the compensation.
What is the Workers’ Compensation Claims Process in Duluth, GA?
According to Georgia Workers’ Compensation Act, the claim process will start with filling and submitting a WC-14 form to the State Board of Workers’ Compensation. The form is available online on the State Board’s official website. You also can contact the State Board’s Claim Assistance Department if you experience any challenges filing the claim or do not know your employers’ workers’ compensation details. The attorney handling your case can also help you with this.
At the Workers’ Compensation Lawyers Coalition, we believe that you are in a better position to fight for your rights when you are in good health. Therefore, we recommend seeking immediate medical attention if you sustained an injury in an occupational accident in your workplace. Nevertheless, the law stipulates that your employer must provide a certified medical physician for employees to consult and the insurer to authorize the necessary medical treatment.
While it is best to cover these steps, they can prove to be quite the hustle, hence the reason to let an experienced workers’ compensation attorney help lighten the burden. You will focus on treatment, recovery, and resuming work while we handle the legal aspects of the claim process.
Get Reliable Legal Counsel for a Duluth Workers’ Compensation Claim
At the Workers’ Compensation Lawyers Coalition, we are confident that we are the best option if you want to face your employer and the insurer when filing a claim. We specialize in workers’ compensation and thus have the necessary experience to fit for the job. In addition, we understand how challenging the claim process can be, and that’s why we wish to help lighten the burden.
Our lawyers are accomplished and committed to helping every client in need of our services. So call us today at 470-518-5026 to speak to our workers’ comp lawyers. You will get a free case review and answers to any questions you might have. We also can provide our services on a contingency fee basis. That means we don’t get paid unless we secure benefits for you.
So get in touch today and let the Workers’ Compensation Lawyers Coalition help you with the workers’ compensation claims process in Duluth.