If you have been injured at work and wondering how you could file for workers’ compensation benefits in Griffin, Georgia, you have come to the right place. A serious workplace injury can have devastating effects on many aspects of your life including your family, financial status, and health condition.
When you have suffered serious injury as a result of a workplace accident, you are entitled to claim compensation for your injuries. Georgia’s workers’ compensation law is designed to compensate the injured employee and shield the employer from liability lawsuits filed by employees.
Once you have taken medical treatments for your injuries, you need to hire the best workers’ compensation lawyer in Griffin, GA to file your claim. Workers’ Compensation Lawyers Coalition in Griffin, GA has some of the best workers’ compensation lawyers in the industry.
We have handled hundreds of claims in the past. In fact, our team has won millions of dollars in compensation for their clients. We will evaluate your claim and recommend the best course of action for you. Call the Workers’ Compensation Lawyers Coalition in Griffin, GA right now at 770-796-0919 to claim your rightful compensation when you have been injured at work.
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Georgia Workers’ Compensation Income Limits
Georgia’s workers’ compensation statute consists of two parts. The first part or Part-A is designed to compensate employees who are injured at work. The second part or Part-B is a sort of liability coverage that protects the employer against liability lawsuits filed by employees.
In case the employee decides to sue the employer for additional damages, the second part will pay legal expenses, court fees, defense lawyer charges, and settlements. Each policy will include the income limits, but the employer can increase the coverage limits depending on his/her needs and budget. Here are the income limits of WC insurance in Georgia.
- Body injuries per occurrence = $100,000
- Body injury per employee = $100,000
- Body injury by disease = $500,000
Types of Workers’ Compensation Benefits in Griffin, GA
Workers’ compensation insurance in Griffin, GA pays four types of disability benefits. The type of benefit received by the injured employee will depend on the extent of his injuries and the time taken to heal the condition.
Temporary Total Disability Benefits
TTD is paid to an injured employee when the medical practitioner decides that the employee is unable to work in the same position and places him/her in a light-duty position but light-duty isn’t available in the workplace. The benefits will kick in after a 7-day waiting period.
In case the employee is out of work for 21 days due to his/her injuries, he or she will become eligible to get paid for the 7-day waiting period too. TTD benefits are calculated based on the average weekly wage or AWW of the worker. TTD is two-thirds of the AWW with a maximum limit of $675.
Temporary Partial Disability Benefits
TPD is paid when the employee isn’t totally disabled and allowed to work in a light-duty capacity. The employee can get back to work but will be earning less money in the process. TPD is designed to cover a part of the wage difference between the two positions.
The benefits will be calculated at a rate of 2/3s of the average weekly wage of the employee. The upper limit is $450 per week, and the employee will get the benefits for 350 weeks from the date of the accident.
Permanent Partial Disability Benefits
PPD is paid to an injured worker once the treating physician determines that the employee has reached maximum medical improvement or MMI. It means the employee’s condition isn’t medically improvable after this point. When the employee starts receiving PPD, he or she won’t be eligible to receive TTD or TPD anymore.
PPD calculation is done based on two-thirds of the average weekly wage and the maximum limit is $675 per week. In fact, PPD is the most common type of workers’ compensation claim in Georgia. The worker can also request compensation in a lump sum instead of weekly payments.
Permanent Total Disability Benefits
PTD is paid when an employee is totally disabled permanently. For example, if an employee loses both legs, feet, hands, arms, or vision in both eyes, he or she can qualify for PTD. The calculation is done similar to PPD but the only difference is the benefits are paid for a lifetime.
How Are Workers’ Compensation Benefits in Georgia Calculated?
Disability benefits are calculated in Georgia according to the weekly average wage of the injured employee. It is two-thirds of the AWW of the worker as long as the amount doesn’t exceed $675 per week.
Are Griffin Workers’ Compensation Benefits Taxed?
No. WC benefits are not taxed in Griffin GA. That is because workers’ compensation benefits are not counted as income in Georgia. But if the injured employee has returned in a light-duty capacity after the injures, a part of his new salary will be taxed.
Get a Free Case Review Today
Are you injured at work and wondering how to file for workers’ compensation benefits in Griffin, GA? If so, you have come to the right place. You are entitled to claim compensation for your workplace injuries from your employer’s workers’ compensation insurance coverage. Just because you are injured at work, it doesn’t mean you will be automatically qualified for WC benefits.
The insurance company will try to pay out the least amount of money for your injuries. That is why you need to hire the best workers’ compensation lawyer in Griffin, GA to handle your claim. There are dozens of WC lawyers operating in Griffin. But all of these law firms are not top-notch. Your research is crucial to selecting the best law firm to handle your claim.
Workers’ Compensation Lawyers Coalition in Griffin, GA is your partner in handling the WC claim and obtaining maximum benefits for your injuries. We have some of the best workers’ compensation attorneys in the industry.