Whether you’ve fallen ill or sustained an injury due to the nature of your work, you are entitled to certain benefits under workers’ compensation insurance in the state of Georgia.
Workers’ compensation is a form of coverage that’s beneficial to both employers and their employees. Through this policy, a worker who was injured while performing their duties can receive benefits in order to cover expenses like medical bills, lost wages, etc.
On the other hand, employers benefit by having comprehensive coverage available for their workers, thus protecting the company from being held liable to cover these expenses out of pocket. Additionally, it protects the company from potential lawsuits from the employees.
However, claiming benefits can sometimes be overwhelming if you don’t have the right background and guidance to assist you through the process.
Although most workplace illnesses and injuries are covered under the workers’ comp insurance, it can be hard to navigate through the process, especially when the insurance company tries to reduce the compensation or even deny it.
This is where a reliable workers’ compensation lawyer in Marietta comes in handy. An excellent attorney can help you navigate this intricate process and help protect your rights. However, with numerous personal injury firms across the city, picking the right one is no walk in the park.
You need to do your homework if you want the best representation in your workers’ comp claims process.
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Hire Us For The Best Representation!
If you are looking for the best workers’ comp lawyer in Marietta, look no further than the Workers’ Compensation Lawyers Coalition in Marietta, GA. We have years of experience in this field of law including the claims process. We have handled numerous cases and won most of them.
When your employer or their insurance carrier attempts to deny or dispute your claim, our team of reliable and skilled lawyers will help protect your rights. We’ll do everything in our power to ensure that you do not face any financial burden.
Call us today at 470-518-5026 for a free initial consultation!
How to Tell If Your Injury Will be Covered by a Workers’ Compensation Claim?
According to the workers’ compensation Act in Georgia, every business with at least three employees is expected to have workers comp insurance. Any physical injury or illness that you experience while performing your duties should be covered by this policy. Common injuries covered by workers’ compensation insurance in the state of Georgia include:
- Injuries from falling objects
- Injuries from heavy machinery or equipment
- Industrial accidents
- Slip and fall accidents
- Vehicle accidents
- Overextension and repetitive injuries
- Traumatic brain injuries
- Eye or hearing loss injuries
- Amputations
- Electrocutions and burns
If you are worried that your employer will not cover your injury, it’s advisable to reach it to a seasoned WC lawyer in Marietta. Our team at the Workers’ Comp Lawyers Coalition will assess your claim and make sound suggestions for the next step in your claims process.
Keep in mind that time plays a vital role in filing a workers’ compensation claim. You have a limited number of days to report the incident and initiate the claims process in order to collect compensation. So, ensure you notify your employer or their representative as soon as you sustain injury.
If you delay filing a claim, the insurance company can also deny or dispute your claim. Usually, workers’ compensation insurance does not cover:
- Self-inflicted injuries
- Injuries resulting from a fight
- Injuries sustained while under the influence of drugs/alcohol or while committing a crime
- Injuries sustained while violating the company policies
- Stress and other psychiatric conditions
When it comes to pre-existing conditions, the claims process can become tricky. For instance, if you already had an injury and it became worse due to an accident at work, you might be worried about qualifying for compensation.
However, according to Georgia law, pre-existing conditions made worse due to work-related accidents qualify for workers’ compensation. Your employer and their insurance carrier are expected to provide the necessary benefits until your condition goes back to the state it was before the accident.
How Long do You Have to Initiate a Workers’ Comp Claims Process in Marietta?
According to the state’s Workers’ Comp Act, you have one year from the date of the incident to file a notice of claim with your employer’s insurance carrier. If not, the statute of limitations will come into play, thus making it impossible to file a claim.
This is another reason to get in touch with an experienced workers’ comp lawyer as soon as possible.
How Do You Initiate the Workers’ Comp Claims Process in Marietta?
First and foremost, you need to file the WC-14 form with the State Board of Workers’ Comp and send a copy to both your employer and their insurance provider. You can get this form, either from your employer or from the State Board of Workers’ Compensation website. If you require additional help in filing the claim, then get in touch with the Claims Assistance Department.
If your injury is severe and calls for medical attention, reach out to your employer and ask for authorized practitioners who can help you. The employer is required to provide the name of a certified doctor who you can consult for treatment. Keep in mind that the insurance company will only cover treatment done by an authorized medical provider.
Contact Us for Assistance With Your Workers’ Comp Claims Process in Marietta
If you have been injured or fallen ill while performing your duties at work, you are entitled to benefits from the workers’ comp insurance purchased by your employer. Although the majority of work-related injuries are covered under this policy, some employers and insurance companies might try to deny or dispute your claim for an array of reasons.
If you suspect your employer is doing the same, it is important to protect your rights by hiring the right workers’ comp lawyer. Our team at the Workers’ Comp Lawyers Coalition in Marieta is well versed with employment law and can handle all kinds of personal injury cases and disputes in claims.
Call us 470-518-5026 and get a free no-obligation consultation today!