If you have been injured in your workplace, you can claim workers’ compensation benefits in Sargent, GA. The workers’ compensation insurance provides benefits to injured employees. The insurance covers benefits for medical expenses, disability benefits, lost wages, and death benefits.
However, employers and insurance companies are not ready to give workers’ compensation benefits to injured employees. In fact, it is easy for insurance companies to deny workers’ compensation claims since they have the best lawyers.
Therefore, the injured employees need to hire an experienced Sargent workers’ compensation attorney. This is because the attorney knows and understands the workers’ compensation laws. The lawyer is ready to fight the insurance company to ensure their clients get what they are owed.
Looking for a good workers’ compensation attorney in Sargent, GA? If so, then contact the Workers’ Compensation Lawyers Coalition in Sargent, GA. Our attorneys have several years of experience handling workers’ compensation cases in Sargent. We will assist you to get the compensation you are entitled to.
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Georgia Workers’ Compensation Income Limits
The workers’ compensation income limit in the state of Georgia is 2/3 of the average weekly wages of the injured employee. However, the amount depends on the real weekly wages of the injured employee and the time of the workplace accident.
Types of Workers’ Compensation Benefits in Sargent, GA
There are four types of workers’ compensation benefits in Georgia. It is important to know the different types of benefits. This is because you can lose some of these benefits. It is beneficial to talk to an attorney to help you understand the different types of workers’ compensation benefits.
Here are the types of workers’ compensation benefits in Sargent, GA:
Temporary Total Disability Benefits (TTD)
The injured worker gets temporary total disability benefits if their doctor determines the injured worker cannot perform their normal work duties or if the doctor approves the injured worker to do light work, but there is no light work in their workplace. Therefore, the injured worker gets benefits since they will not earn any money after the workplace accident.
Temporary Partial Disability Benefits (TPD)
The injured worker gets temporary partial disability benefits if the injured worker is not totally disabled. Therefore, the injured worker will get the benefits and still do light work. Temporary partial disability benefits cover the difference in wages since the injured worker now earns less from the light-duty work.
Once the doctor of the injured employee approves the injured employee to do their normal work duties, the insurance company suspends the temporary partial disability benefits.
Permanent Partial Disability Benefits (PPD)
The injured worker gets permanent partial disability benefits once their doctor determines that the injured worker has achieved maximum medical improvement (MMI). MMI means the injury is now stable or has completely healed.
If the injured worker gets permanent partial disability benefits, they cannot get temporary partial disability benefits or temporary total disability benefits. In fact, the injured worker can decide to get PPD benefits in a lump sum by agreeing to settle the workers’ compensation case with their employer.
Permanent Total Disability Benefits (PTD)
The injured worker gets permanent total disability benefits if the injured worker loses both of their arms, hands, feet, legs, or a combination of any two body parts. If the injured worker loses their vision, they can also qualify for these benefits.
It is hard to determine the types of benefits, which you qualify for. It is much better to discuss your case with an experienced workers’ compensation attorney. Your lawyer can help you determine the benefits, which you can qualify for, and calculate the amount of money your employer owes you as compensation for your injuries.
How Are Workers’ Compensation Benefits Calculated in Georgia?
This is how the workers’ compensation benefits are calculated:
Actual Earnings for 13 Weeks
It is easy to use the actual weekly earnings of the injured employee for the 13 weeks. If the injured worker has been working for the employer for over 13 weeks, then you just calculate the average weekly earnings of the injured worker in the last 13 weeks before the workplace accident.
The Similar Workers’ Earnings
If the injured worker has not been working for their employer for more than 13 weeks, then you can use the weekly earnings of the similar worker, who is doing the same work as the injured worker, to calculate the workers’ compensation benefits of the injured worker.
Contracted Rate of Hire
If you cannot use the methods mentioned above to calculate the workers’ compensation benefits of the injured worker, then you can use the contracted rate of hire to calculate the benefits. You just take the hourly contracted rate of hire and multiply it with the number of hours the injured worker worked.
Do not attempt to calculate your workers’ compensation benefits on your own. In our opinion, it is better to contact a good workers’ compensation attorney. Your attorney may contact experts to help them calculate your workers’ compensation benefits. You will get the correct amount from these experts.
Are Workers’ Compensation Benefits Taxed in Georgia?
The state of Georgia does not consider workers’ compensation benefits as income. Therefore, the state of Georgia does not tax workers’ compensation benefits. However, you still need to talk to a lawyer since you may need to report the settlement amount.
Contact Our Sargent Workers’ Compensation Lawyers
Once you decide to seek workers’ compensation benefits, do not hesitate to report the workplace accident to your employer and file a workers’ compensation claim within the specified time period. It is essential to seek workers’ compensation benefits.
Do not let your employer deny you the benefits you are entitled to. If you use your savings on your medical bills, it is more likely to affect the life of your life. It is better to seek these benefits.
In some cases, employers can deny workers’ compensation claims since the injured employees do not understand the workers’ compensation laws. You will need a good compensation attorney to protect your rights and get you the workers’ compensation benefits.
If you are looking for experienced, reliable, trustworthy, and affordable workers’ compensation lawyers in Sargent, then do not hesitate to call the Workers’ Compensation Lawyers Coalition in Sargent, GA. We are ready to assist you to recover maximum workers’ compensation benefits. Contact us today to schedule your free consultation.