What are the workers’ compensation benefits in Winston, Georgia? You will have the answer to all your questions here. Workers’ compensation insurance is a no-fault insurance plan that provides employees who’ve been injured while working the medical care and benefits they need to cater for medical and personal costs as they spend time out of work recuperating.
And while workers’ comp is designed to protect injured workers, employers and their insurers will always try to fight a claim to ensure that they either pay the least amount possible or that the claim is denied.
If you’ve been injured at work and would like to ensure that you receive workers’ compensation benefits, consider hiring the services of a professional Winston workers’ comp attorney and have them help you fight for your rights.
At the Workers’ Compensation Lawyer Coalition, we have a professional and experienced team of workers’ comp attorneys that are ready to use their skills and knowledge of Georgia workers’ compensation laws to help you pursue a compensation claim. Our law firm has helped hundreds of workers in Georgia receive the benefits they deserve over the years and can do the same for you. Call us now at 770-796-0919 to schedule a meeting with our legal team and have your case reviewed at no cost.
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Georgia Workers’ Compensation Income Limits
Georgia’s Workers’ Compensation Act has very strict guidelines concerning how much injured workers can receive for work-related injuries. According to Georgia’s workers’ compensation laws, injured employees are entitled to receive weekly income benefits irrespective of whether their injuries are permanent or temporary.
However, it’s worth noting that the max payment allowed for temporary total disability (TTD), permanent partial disability (PPD), and temporary partial disability (TPD) varies greatly depending on when (year and date) the injury happened. For injuries sustained after July 1st, 2019, the max weekly payment for temporary total disability (TTD) is $675, temporary partial disability (TPD) is $450, and permanent partial disability (PPD) is $675.
To learn more about your income limit as an injured worker in Winston, get in touch with the Workers’ Compensation Lawyer Coalition for assistance.
Workers’ Compensation Benefits in Winston, Georgia
There are four main types of workers’ comp benefits in Georgia, and each is designed to provide workers with benefits that best suit their injuries and needs. These benefits include:
Temporary Total Disability (TTD) Benefits
A temporary total disability is a type of injury that makes it impossible for the injured employee to perform their duties, and they have to stay at home for a specified period until they get well. As an injured worker, you’ll only receive TTD benefits if the attending physician says that you can’t work and recommends time off work.
Under TTD benefits, workers get compensated for lost wages. Those out of work for over 21 days are awarded compensation for the seven-day waiting period. Temporary total disability benefits are payable to a max of 400 weeks from the day you got injured.
Temporary Partial Disability (TPD) Benefits
Temporary partial disability benefits only apply to injured employees who can return to work but in a less-paying and slightly lower position due to restrictions placed by their work-related injury. In Georgia, the weekly income benefits for temporary partial disability is two-thirds of the worker’s average weekly wage.
Permanent Partial Disability (PPD) Benefits
Permanent partial disability benefits are meant for workers whose injuries have left them permanently disabled. PPD claims are quite common and are often sought after an occupational injury or disease has reached MMI or maximum medical improvement.
When it comes to PPD benefits, the total amount an injured worker can receive in a week is calculated by taking the employee’s weekly income and multiplying it by two-thirds. Essentially, what that means is that the worker will receive two-thirds of what they earn per week. The number of weeks they receive benefits is determined by what part of their body was affected.
Permanent Total Disability (PTD) Benefits
While PTD benefits don’t apply in Georgia, an injured worker may still receive benefits if their injury(s) meets specific conditions. For instance, if you only lost a leg or an arm, then your case doesn’t qualify for PTD benefits. However, if you lost a set of vital body parts like both legs or arms, or eyes, then you might qualify for the benefits. The thing worth noting about permanent total disability benefits is that those receiving the benefits receive them for life — PTD benefits do not expire.
How Are Workers’ Compensation Benefits Calculated in Georgia?
Workers’ compensation benefits in Georgia are calculated based on the disability benefits you qualify for as an injured worker. When it comes to temporary total disability benefits, injured workers will start to receive payments after a seven-day waiting period, after which they receive two-thirds of their average weekly income for a max of 400 weeks.
If you can still work but with some restrictions and not within the same wage level as before you got injured, then you will receive the two-thirds difference between your current income and previous income. Furthermore, you’ll also get temporary permanent disability benefits for 350 weeks, or until you reach MMI, or whichever comes first.
PPD benefits are calculated when you reach maximum medical improvement and your doctor determines that you are eligible for permanent partial disability. When it comes to PPD benefits, your employer might decide to pay weekly or as a lump sum.
Are Workers’ Compensation Benefits in Georgia Taxed?
No, they are not. The state of Georgia follows the federal government’s income tax rules, which means that workers’ comp benefits paid under a workers’ comp law or statute for occupation disease or injuries aren’t taxed. The rule also applies to death benefits being received by the dependents or survivors of a worker who lost their lives after being involved in a work-related accident.
Get in Touch With Us Today for Help With Your Workers’ Comp Claim
If you’ve been injured at work, make sure you get in touch with a professional workers’ comp attorney right away. At the Workers’ Compensation Lawyer Coalition, we understand that workers’ compensation laws can be complicated, especially for someone who doesn’t know Georgia’s workers’ comp laws.
To avoid having your claim denied, and to find out how much you might receive through workers’ compensation benefits in Winston, GA, get in touch with us to speak to a qualified attorney. Call 770-796-0919 now or fill out our contact form to schedule a consultation today.