People suffer injuries at work in Georgia all the time and some become ill because of their duties. Most employees are covered by their employer’s workers’ compensation insurance. However, as you may have realized, it can be difficult to get what you are entitled to. That’s why many injured workers turn to Alpharetta workers compensation lawyers in the Workers Compensation Lawyer Coalition.
Many injuries occur in the construction industry. It is common for workers on construction sites to suffer injuries caused by falling debris, malfunctioning equipment, or electrical shocks. However, office workers, restaurant employees, and medical personnel can also suffer injuries. Actually, anyone can slip on a wet floor at their workplace and hurt themselves. It’s also possible to develop a disease or condition because of your work environment or duties. In either case, it is likely you can get compensation for your medical expenses and lost wages.
Almost every worker in Alpharetta has workers’ compensation coverage from the first day they report for work. Workers’ compensation covers everyone from entry-level employees to top executives. However, many workers encounter difficulties in getting their claims paid. That’s because insurance companies try to pay out as little as possible. You may find that they dispute the cause or extent of your injury. They may also send you to a doctor who won’t make an accurate diagnosis. If you want to ensure you get fair compensation, it is best to hire an attorney. Many workers get intimated by insurance companies when they are unrepresented. You shouldn’t let this happen to you, call the Worker’s Compensation Lawyer Coalition today!
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How Workers’ Compensation Works
The state of Georgia established the workers’ compensation program to make it easier for injured workers to get compensation. Without it, workers would have to file a lawsuit to recover their losses. The program provides financial support and medical care for injuries received on the job.
All employers with three or more temporary, full-time, or part-time workers must have workers’ compensation insurance. The state considers sole proprietors and partners to be employers, so they don’t need to be covered. Workers’ comp is also not necessary for farm laborers, government workers, or railroad company employees. However, they may be covered under other programs. Workers’ comp coverage may also not extend to independent contractors.
You have the right to seek compensation regardless of what caused your injury or illness. All the costs are covered by the insurance policy. Typically, you can receive compensation for:
- Doctor’s visits, tests, surgery, and emergency room visits
- Physical therapy
- Vocational training if you need it to return to a different post
- The cost of traveling to and from healthcare providers
- Lost wages
If you develop a permanent condition because of your job, you will likely get increased benefits. You may also be able to claim benefits if a close relative died because of a workplace injury. Money won’t take away the pain of a serious injury or the loss of a loved one. However, it can take away the financial burden which usually results. You won’t have to worry about how you will pay the bills while you recover.
Types of Injuries A Workers’ Compensation Attorney Handles
Our lawyers represent clients who have experienced a wide range of injuries and occupational illnesses. The injuries are often due to unsafe working environments, faulty equipment, poor training or freak accidents. However, you don’t need to blame your employer or prove they were negligent to get compensation.
Some of the most dangerous jobs are those like manufacturing, electrical installation and commercial fishing which involve manual labor. However, even a typist can suffer strain from repetitive motions. You can also get workers’ comp for Legionnaires Disease and mesothelioma caused by exposure to toxins at work. If you had a pre-existing condition, and it got worse because of your work, you may qualify for benefits.
- Muscular injuries, broke bones, herniated discs, and torn ligaments caused by lifting or pushing
- Head injuries like concussions or traumatic brain injuries caused by falling objects or falls
- Burn injuries
- Repetitive motion injuries
- Hearing loss or damage
Workers’ comp doesn’t usually cover injuries which occur while you’re traveling to and from work. Fortunately, some injuries that occur when you’re working off-site are included. These injuries may occur :
- While you’re traveling on business
- While you’re driving a company car
- While you’re running errands as part of your job
- While you’re attending a meeting off-site
- While you’re working from a remote location
If you get injured in your employer’s parking lot, you may be able to claim benefits. However, it can be challenging to get compensation in some of these circumstances. Having legal representation can make all the difference.
It is important to note that workers’ comp is mainly intended to cover physical injuries. If you suffered a psychological condition as well as a physical injury, you will receive coverage for both. However, if you were not physically hurt, workers’ compensation will not cover your psychological treatment. This means you can’t claim workers’ comp if you suffered mental trauma because of verbal harassment or a hostile work environment.
Why You Should Hire A Workers’ Comp Attorney?
Many injured workers question whether it is truly necessary to hire an Alpharetta workers’ compensation lawyer. They assume that since workers’ comp is supposed to help them, they can simply trust the system. However, it is important to remember that insurance companies don’t like issuing payouts. Insurers can deny workers’ comp claims in the same way they deny claims under other policies. They can make it very difficult and time-consuming to get the compensation you deserve. While you can go through the process alone, it is best to have the support of a reputable law firm.
Alpharetta, GA workers’ comp attorneys have experience in dealing with similar cases. They may even have handled a case involving the same insurance company before. This type of expertise shouldn’t be underestimated. It can make the difference between receiving full compensation and only getting a small portion of what you deserve. At the Workers Compensation Lawyer Coalition, we have seen several cases of on-the-job injuries. Whether you were exposed to toxins or you fell and broke a limb, we know how to help you.
When the insurance company tries to challenge your claim, we will fight for you. We will do everything we can to ensure you don’t face a huge financial burden. Recovering from an injury is hard enough without having to worry about how you will pay the bills. You can be sure the insurance company will have a team of skilled attorneys on their side. You don’t want to go up against them alone. We have the strong negotiation skills you need to secure the best possible outcome.
Some injuries have a short recovery time and you only need to seek compensation for a doctor’s visit and some medication. However, if your injury was serious, you may have to spend weeks or months away from work. If you want to return to a normal life, you will need help securing benefits.
Insurance companies can complicate things by:
- Using minor technicalities or missing information to deny your claim
- Telling you to return to work before you’ve fully recovered
- Claiming that your injury isn’t covered by their policy
Alpharetta workers’ compensation lawyers know how to protect your rights. We know all the tricks insurance companies try and we know how to respond. We can guide you through the entire claims process.
Contact a Workers’ Compensation Attorney at the Workers Compensation Lawyer Coalition Today
If you were injured at work or you developed an occupational illness, you need legal advice. You shouldn’t delay in calling our law firm and scheduling a consultation. Having a lawyer on your side is the best way to get the workers’ compensation benefits you need. Workplace injuries can change the course of your life. Some people end up with a permanent disability while others face a lifetime of medical treatment.
Under these circumstances, dealing with insurance companies and lawyers will seem overwhelming. If you turn your case over to our workers’ comp attorneys in Alpharetta, we will take care of everything. Contact the Workers’ Compensation Lawyer Coalition from the outset and we will ensure you fill out the claim form correctly. If your claim was denied, we will file an appeal on your behalf. We will also represent you in court if it becomes necessary. We simply want you to get your benefits as soon as possible and get your life back on track. If you lost a loved one, we want to help relieve the financial difficulties your household may be facing.
You don’t need to worry about how you will pay us. We work on a contingency basis so you don’t pay us until we get you the benefits you are seeking. Don’t let a lack of funds prevent you from getting the advice you need. Call us today and let us begin to work on your behalf. The sooner we started, the better it will be for you.