Do You Get More in Workers’ Comp if You Have a Higher Salary?
Some people think that being on workers’ comp is like getting a much needed vacation from work. This couldn’t be further from the truth. Yes, you will get “off” from work. However, you’ll be in pain. And, you’ll have to get the medical treatment required and recommended from a company approved doctor.
The other thing about being on workers’ comp is that you won’t get all of your wages. No matter how much you made while working full-time, you’re only going to get 2/3 of your average weekly wages. There’s also a cap on how much you can get per week. So, if you were making $200,000 a year, you probably won’t be able to survive on what you’ll receive on workers’ comp. Now, if your injuries ending up being permanent, your Alpharetta workers’ comp attorney will fight to get you a fair workers’ comp settlement. However, in the meantime, you’re not going to receive any more than someone making less than half what you did while working.
This is why it’s important to have an experienced workers’ comp lawyer in Alpharetta handle your case. You don’t want your claim to be denied. You also want to make sure you get what you’re entitled to.
How Much are the Workers’ Comp Benefits in Alpharetta, Georgia?
You don’t get as much as you think you do while on workers’ comp. Some people think they’ll get as much as they do in their normal paycheck. That isn’t the case. The benefits you’re entitled to in Georgia are as follows.
If your workers’ comp claim is approved, you’ll receive two main types of benefits. First, you’ll get the medical care you need to treat the injuries caused by your work accident. Second, you’ll receive replacement wages while you recover from your injuries.
The benefits available to employees in Alpharetta include the following:
Your Alpharetta workers’ comp lawyer knows what benefits you’re entitled to. In Georgia, if you get hurt at work, you’re entitled to certain benefits. These include the following:
- Medical Benefits – Your employer’s insurance will cover any medical care you need in relation to your work injury. This coverage starts on the day you get injured and will continue until your case closes or settles. This includes your hospital care, physical therapy, prescriptions and durable medical equipment.
- Temporary Total Disability – If you’re unable to work, you’re entitled to receive these benefits. In Georgia, you’ll receive 2/3 of your average weekly wages. These benefits last for either 400 weeks or until you’re ready to return to work – whichever comes first.
- Temporary Partial Disability Benefits – If you’re unable to earn as much as you did before your injury, you may be eligible for these benefits. This is for people who end up on light duty, part-time hours, or a lower-paying position as a result of their work injury. You’ll receive 2/3 of the wages that you’re losing. These benefits will last for up to 350 weeks or until you return to your prior position and pay.
- Permanent Partial Disability Benefits – If you end up having a certain part of your body totally and permanently injured, you may get these benefits. You’ll receive a certain number of weeks depending on the body part you injured.
You Can Buy Supplemental Insurance to Cover Part of the Difference
Since you’re not going to get as much as you need on workers’ comp, you may want to buy supplemental insurance just in case. There are policies that will cover some of the gap between what you earned working full-time and what you’ll receive on workers’ comp.
If you’re used to earning a certain amount of money, you won’t be able to pay your bills with what you receive on workers’ comp. As we showed above, you only get 2/3 of your weekly wages while on workers’ comp. And, the most you can receive is $575 per week. Most people can’t live on this. That’s why it’s a good idea to try to settle your case and move on to another career.
Contact a Workers’ Comp Lawyer in Alpharetta Today
If you get hurt at work, you need to contact an experienced workers’ comp lawyer in Alpharetta. They can make sure your case is handled properly from the start. They can also make sure you get the benefits you’re entitled to.
Call today and schedule your free initial consultation. Your employer will have lawyers working for them. And you should too. You work hard for your money. Your employer should protect you if you get hurt on the job.
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